AI-native insurance platform

Run insurance as a living, intelligent system.

One AI-native platform for underwriting, claims, policy administration, billing, distribution and customer 360 — and one governed brain reasoning across every domain.

AegisNowLive

Insurance command center

Combined ratio

94.1%

-1.8pts

Open claims

312

-18%

Quote-to-bind

38.4%

+2.1pts

Claims cycle time

4.2d

-1.6d

Claims cycle time · last 8 weeks

Activity

  • Cortex Auto-triaged 41 FNOLs, escalated 3 to adjusters

    now
  • Underwriting Priced 12 submissions inside appetite

    2m
  • Billing Dunning cleared — 98.2% premium collected

    9m
  • Policy admin Renewal batch issued for 214 policies

    21m

AegisNow is the AI-native insurance platform for Life and P&C carriers and MGAs. It unifies underwriting, claims, policy administration, billing, distribution and customer 360 on one platform, and pairs a live view of every policy and claim with a governed AI brain — so insurance operations run continuously instead of in batch cycles.

Built for Life & P&C carriers and MGAs — illustrative of who we serve

Meridian MutualNorthwind ReAldgate SpecialtyCastellan LifeProvident P&CHalcyon AssuranceSentinel SuretyVanguard LinesMeridian MutualNorthwind ReAldgate SpecialtyCastellan LifeProvident P&CHalcyon AssuranceSentinel SuretyVanguard Lines
0Insurance modules on one governed platform
0+State & prudential regulators tracked
0%Less underwriting touch time per submission
0%AI actions logged on a tamper-evident ledger
  • SOC 2 Type II / ISO 27001 aligned
  • Tamper-evident audit ledger
  • Governed, explainable AI
  • AES-256 encryption · SSO / SCIM
CortexAI reasoning copilot
Grounded

Shared device fingerprint with the ring94
Repair shop tied to a prior SIU case87
Loss pattern matches the closed cluster81
SourcesPolicy ledgerClaims graphSIU casebook
Confidence94%
Meet Cortex

The governed AI brain behind every decision.

Cortex is the reasoning layer across AegisNow. It reads your book of business, drafts the work, and shows its sources — so teams move faster with AI they can actually defend.

  • Grounded in your book of business

    Cortex reasons over your live policies, claims, submissions and producer data — never a generic model guessing in the dark.

  • Drafts, never decides alone

    Skill-agents propose quotes, triage claims and draft endorsements; a human always approves before anything binds.

  • Governed and fully auditable

    Policy controls what each agent may do, and every prompt, source and action is captured on a tamper-evident ledger.

We replaced four point tools and a quarter's worth of spreadsheets with one governed loop. The board now sees loss ratio move the day it moves — not six weeks later.
Chief Operating OfficerGlobal multiline insurer (illustrative)
FAQ

The questions buyers ask first.

What evaluation teams want to know before a demo — answered plainly.

AegisNow is an AI-native insurance platform for Life and P&C carriers and MGAs. It unifies underwriting, claims, policy administration, billing & collections, distribution and customer 360 on one platform, with a governed AI brain — Cortex — reasoning over a shared view of every policy, claim and customer.

Traditional core systems record transactions after the fact and lock your data into batch cycles. AegisNow runs the full policy lifecycle as a live operating loop — triaging submissions, adjudicating claims and flagging leakage as they happen — with governed AI agents drafting the work so your teams decide instead of re-key.

Yes. Cortex is grounded in your own data, proposes rather than decides, and operates inside underwriting-authority and claims-authority guardrails. Every prompt, source and action is logged on a tamper-evident ledger, so AI output is explainable, governed and defensible to auditors and regulators.

Yes. AegisNow ships rating, product and workflow support for Life and P&C — from accelerated life underwriting with evidence management to commercial P&C submission triage, plus MGA-specific capabilities like binding authority, bordereaux and capacity management.

Yes. Each of the eight modules delivers value on its own and shares the same governed data fabric, so you can start where the pain is — underwriting, claims, policy admin or billing — and expand across the platform without re-integrating.

See your book run as one living system.

Book a 30-minute walkthrough and we'll map AegisNow to your highest-stakes insurance domain — with your lines of business in view.

AegisNow — AI-Native Insurance Platform for Life & P&C Carriers | AegisNow Insurance