SUB-2026-4471 — Meridian Logistics
Commercial auto · 48 vehicles · AU · broker Harbour Broking
Intake→Triage→Rate→Refer→Bind
Fields extracted
127
of 134 expected
Data-quality flags
3
2 blocking
Appetite
In
commercial motor AU
Blocking flags
| Field | Issue | Source | Effect |
|---|---|---|---|
| loss_run_period | Covers 24 months, 36 required | broker PDF p.4 | blocks rating |
| vehicle_15.gvwr | Missing | schedule row 15 | blocks rating |
| driver_avg_age | 41 — outside filed band 25–39 | derived | advisory |
Where the 134 fields came from
extraction provenance, not a confidence score
Fields134
Read from the submission108
Derived from other fields19
Missing7
What happens next
- •The submission is not rated while a blocking flag stands.
- •The underwriter sees the two fields to chase, not a generic
invalid submission. - •The advisory flag is recorded and does not stop work.
Refused
Rating is refused on 24 months of loss experience where the filing requires 36, rather than run on what arrived and presented as though it were complete. A quote produced from data the filing does not permit is worse than no quote.