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IBNR and loss reserving explained: how insurers estimate what they owe
Loss reserves are an insurer's estimate of unpaid claims — including claims that have happened but nobody has reported yet. IBNR estimation is where actuarial judgement most directly shapes the balance sheet.
7 may 2026What is an MGA? Managing general agents, binding authority and bordereaux
A managing general agent underwrites and administers insurance on behalf of a carrier under delegated authority. MGAs are the fastest-growing distribution channel in specialty insurance — and the most operationally demanding.
9 abr 2026What is straight-through processing in insurance claims?
Straight-through processing (STP) settles a claim from first notice of loss to payment with no human touch. Done well it cuts cycle times from weeks to days — done carelessly it pays fraud and leaks money.
12 mar 2026IFRS 17 explained: the insurance contracts accounting standard
IFRS 17 is the global accounting standard for insurance contracts. It replaced IFRS 4 with a single, transparent model that measures insurance liabilities at current value and releases profit as service is provided.
26 feb 2026Accelerated underwriting explained: life insurance without the wait
Accelerated underwriting uses data and predictive models to issue fully underwritten life insurance without invasive exams for qualifying applicants — cutting time-to-issue from weeks to days while holding mortality standards.
29 ene 2026Descubre cómo AegisNow ejecuta tus marcos de principio a fin.
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