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Les cadres, décryptés.

Des guides clairs, de niveau praticien, sur les réglementations et les méthodes qui façonnent l'assurance moderne — pour que votre équipe passe de la lecture de la règle à son application.

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Actuarial9 min

IBNR and loss reserving explained: how insurers estimate what they owe

Loss reserves are an insurer's estimate of unpaid claims — including claims that have happened but nobody has reported yet. IBNR estimation is where actuarial judgement most directly shapes the balance sheet.

7 mai 2026
Distribution9 min

What is an MGA? Managing general agents, binding authority and bordereaux

A managing general agent underwrites and administers insurance on behalf of a carrier under delegated authority. MGAs are the fastest-growing distribution channel in specialty insurance — and the most operationally demanding.

9 avr. 2026
Claims9 min

What is straight-through processing in insurance claims?

Straight-through processing (STP) settles a claim from first notice of loss to payment with no human touch. Done well it cuts cycle times from weeks to days — done carelessly it pays fraud and leaks money.

12 mars 2026
Actuarial10 min

IFRS 17 explained: the insurance contracts accounting standard

IFRS 17 is the global accounting standard for insurance contracts. It replaced IFRS 4 with a single, transparent model that measures insurance liabilities at current value and releases profit as service is provided.

26 févr. 2026
Underwriting9 min

Accelerated underwriting explained: life insurance without the wait

Accelerated underwriting uses data and predictive models to issue fully underwritten life insurance without invasive exams for qualifying applicants — cutting time-to-issue from weeks to days while holding mortality standards.

29 janv. 2026

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