Treaty, facultative & life reinsurance

Assumed business you can actually see into.

Facultative submissions handled in the flow, ceded and assumed bordereaux ingested and validated automatically, portfolio experience monitored against pricing, and reserving and capital on governed actuarial engines.

app.aegisnow.ai/analytics

Assumed Portfolio Monitor

Live

Treaties monitored

312

Bordereaux validated

98.6%

+5pts

AvE loss ratio

101.8%

Fac turnaround

3.4d

-6.1d

Assumed actual-vs-expected, last 12 months (%)

Trend

AegisNow serves reinsurers on both sides of the treaty: facultative submission intake and decisioning, automated ingestion and validation of cedent bordereaux, assumed-portfolio experience monitoring against pricing assumptions, claims with reinsurance recovery workflows, and a governed actuarial platform for reserving, capital modelling and IFRS 17. The chronic problem — opaque, late, inconsistent cedent data — becomes a validated feed.

Hours, not weeksto validate and post a cedent bordereau

Automated ingestion and treaty-term validation turn the messiest data feed in insurance into a clean one.

Illustrative, capability-framed outcome — your results depend on your data, scope and configuration.

The reinsurers signature

The pressures that define reinsurers

Every reinsurers programme answers to a distinct set of loss modes and regulators. AegisNow maps both onto one governed core — so a single filing artifact can satisfy many regimes.

Opaque cedent data arriving late, inconsistent

and unvalidated

Assumed experience drifting

from pricing assumptions unnoticed

Facultative case backlogs losing business to faster markets

Reserving uncertainty on long-tail assumed portfolios

Accumulation and catastrophe exposure

across cedents

Retrocession program adequacy

and recovery leakage

Regulators & regimes

Mapped to one filing library

Obligations from each regime auto-map to shared artifacts, so evidence collected once satisfies many regimes at exam time.

  • Solvency II
  • IFRS 17
  • NAIC credit for reinsurance
  • Bermuda BMA
  • Lloyd's oversight
The messiest data feed in insurance became a clean one. We walk into renewals knowing the portfolio better than the cedent expects us to.
A global multiline reinsurerHead of Portfolio Management

Hours

to validate and post a cedent bordereau, down from weeks

The challenge. A reinsurer received premium and claims bordereaux from hundreds of cedents in inconsistent formats, validated them by hand weeks after arrival, and discovered assumed-portfolio deterioration only at annual renewal — after the pricing conversation had already been framed by stale data.With AegisNow. The reinsurer implemented automated bordereaux ingestion and treaty-term validation on Policy Administration, continuous actual-vs-expected monitoring of assumed experience per treaty and cedent on the Actuarial Platform, and structured facultative intake with AI-summarised submission files.

Illustrative scenario; the organisation is described by sector only. No fabricated names, logos or certifications.

FAQ

Reinsurers operations, clarified

The questions reinsurers underwriting, claims and finance leaders ask most.

Incoming premium and claims bordereaux are ingested in the formats cedents actually send, validated against treaty terms and tolerances, and posted to the assumed portfolio — with exceptions routed back for correction rather than silently absorbed.

Yes — fac submissions arrive as structured cases with the underwriting file attached, evidence is AI-summarised, and decisions are tracked with rationale, so response times drop from weeks to days.

Portfolio actual-vs-expected runs continuously against the pricing basis per treaty and cedent, so deterioration is flagged while it can still inform renewal terms rather than after the year closes.

Yes — the actuarial platform runs deterministic and stochastic reserving on assumed triangles, capital modelling with 50k-simulation stress runs, and IFRS 17 measurement on governed, versioned assumptions.

Assumed claims flow through validated bordereaux or direct notification, large-loss and accumulation views span cedents, and retrocession recoveries run as tracked workflows so leakage is caught.

Resilience built for reinsurers

See AegisNow mapped to your reinsurers regulators, lines and workflows in a working environment — in one session.

Reinsurers insurance software — AegisNow | AegisNow Insurance