Frameworks, explained.
Clear, practitioner-level guides to the regulations and methods that shape modern insurance — so your team can move from reading the rule to running it.
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IBNR and loss reserving explained: how insurers estimate what they owe
Loss reserves are an insurer's estimate of unpaid claims — including claims that have happened but nobody has reported yet. IBNR estimation is where actuarial judgement most directly shapes the balance sheet.
May 7, 2026What is an MGA? Managing general agents, binding authority and bordereaux
A managing general agent underwrites and administers insurance on behalf of a carrier under delegated authority. MGAs are the fastest-growing distribution channel in specialty insurance — and the most operationally demanding.
Apr 9, 2026What is straight-through processing in insurance claims?
Straight-through processing (STP) settles a claim from first notice of loss to payment with no human touch. Done well it cuts cycle times from weeks to days — done carelessly it pays fraud and leaks money.
Mar 12, 2026IFRS 17 explained: the insurance contracts accounting standard
IFRS 17 is the global accounting standard for insurance contracts. It replaced IFRS 4 with a single, transparent model that measures insurance liabilities at current value and releases profit as service is provided.
Feb 26, 2026Accelerated underwriting explained: life insurance without the wait
Accelerated underwriting uses data and predictive models to issue fully underwritten life insurance without invasive exams for qualifying applicants — cutting time-to-issue from weeks to days while holding mortality standards.
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