ROI & TCO calculator

Model the ROI of consolidating your core stack.

An illustrative estimate of the annual savings and 3-year total cost of ownership of consolidating your policy, claims and billing stack onto one governed platform — computed live in your browser.

  • Transparent, visible assumptions
  • Computes live in your browser
  • Nothing you type leaves your device

Your inputs

Adjust the numbers below — the estimate updates instantly. Nothing you type leaves your browser.

People who use the platform across underwriting, claims, policy servicing and billing.

Full-time staff whose time is spent on underwriting touch work, claims handling and policy servicing.

Combined annual cost of the policy admin, claims and billing point tools you run today (licenses, integrations, admin).

Modules of interest

Broader coverage modestly increases the reclaimed-time and servicing levers in this illustrative model.

Illustrative estimate

Estimated net annual saving

$377,742

Return on platform cost

630%

Estimated payback

2 mo

Where the annual saving comes from

  • Tooling consolidation$147,000

    35% of current tooling spend · 34% of gross saving

  • Reclaimed underwriting & claims time$236,454

    ~28% of each ops FTE's year · 54% of gross saving

  • Policy servicing & claims effort$54,288

    Manual re-keying and claims handling avoided · 12% of gross saving

Less illustrative AegisNow platform cost$60,000

3-year total cost of ownership

Legacy core-system stack vs AegisNow — illustrative.

3-yr saving

$2,242,621 (44%)

Legacy stackAegisNow
$0k$959k$1.9MYear 1 · Legacy $1,918,000Year 1 · AegisNow $958,546Year 1Year 2 · Legacy $1,569,400Year 2 · AegisNow $943,546Year 2Year 3 · Legacy $1,600,858Year 3 · AegisNow $943,546Year 3

Legacy 3-yr total

$5,088,258

AegisNow 3-yr total

$2,845,637

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How the estimate works

A model you can see all the way through.

No black box. The calculator is built from three plain-English levers, each with a single visible assumption — so the number it produces is one you can defend in a planning meeting.

Transparent multipliers

Each lever uses a single, visible assumption — underwriting touch time reclaimed, tools consolidated, claims cycle time cut. No hidden math, no inflated promises.

Consolidation savings

Replacing several point tools with one governed platform removes overlapping license, integration and admin spend — the largest line in most legacy core-system budgets.

Reclaimed operations time

Straight-through processing and governed AI drafting cut the manual hours your underwriting, claims and servicing FTEs spend re-keying and chasing documents.

All figures are illustrative estimates derived from the assumptions shown, for planning and comparison only. Product names referenced are trademarks of their respective owners and are used for positioning purposes. Your actual results will vary with scope, team and deployment.

FAQ

Questions about the numbers.

How the model is built, what it assumes, and what happens to what you type.

The calculator combines three transparent levers: tooling consolidation (replacing overlapping point tools with one platform), reclaimed operations time (fewer manual hours per underwriting, claims and servicing FTE), and reduced claims cycle time and policy servicing cost. Each lever uses a single, clearly-labelled illustrative multiplier — you can see every assumption. It is a directional model for planning conversations, not a contractual guarantee.

TCO captures the full 3-year cost of running your insurance operation: software licenses, integration and implementation, ongoing administration, and the loaded cost of the people who operate it. Legacy core and policy-admin suites often carry heavy implementation and integration overhead on top of license fees, which is why platform consolidation tends to move the TCO line the most.

No. Every figure on this page is an illustrative estimate based on transparent assumptions you control. Actual results depend on your current tooling, team structure, lines of business in scope, and how broadly you deploy. We are happy to build a tailored, bottom-up business case with your real numbers during a demo.

The calculator runs entirely in your browser — nothing you type is sent to a server while you model scenarios. If you choose to share your email for a tailored business case, it is only used to follow up with you. There is no obligation and we never sell your information.

Turn an estimate into a real business case.

Book a 30-minute working session and we'll build a tailored, bottom-up ROI and TCO model with your own tooling, team and lines of business in view.

Insurance ROI Calculator — Core Platform Cost Savings & TCO | AegisNow | AegisNow Insurance