Intelligent insurance infrastructure
AegisNow is the AI-native insurance platform that unifies underwriting, claims, policy administration, billing, distribution and customer 360 on one foundation. Every domain shares a single data fabric, a governed AI brain called Cortex, and a tamper-evident evidence ledger — so the policy lifecycle runs as one continuous, auditable operation instead of a dozen disconnected tools.
Insurance command center
Combined ratio
94.1%
↑ -1.8ptsOpen claims
312
↑ -18%Quote-to-bind
38.4%
↑ +2.1ptsClaims cycle time
4.2d
↑ -1.6dClaims cycle time · last 8 weeks
Activity
- now
Cortex Auto-triaged 41 FNOLs, escalated 3 to adjusters
- 2m
Underwriting Priced 12 submissions inside appetite
- 9m
Billing Dunning cleared — 98.2% premium collected
- 21m
Policy admin Renewal batch issued for 214 policies
Most insurers run the policy lifecycle across a dozen disconnected systems — a policy admin suite here, a claims stack there, a billing engine somewhere else. AegisNow replaces that sprawl with one intelligent insurance infrastructure: a shared data fabric ingests every source, eight composable modules run the work, the Cortex AI brain reasons across all of them, and an evidence ledger captures the proof. It is a modern, AI-native alternative to legacy core and policy administration suites.
One data fabric
Every system of record, signal and document unified into a live customer & policy graph.
One AI brain
Cortex reasons across all modules with grounded, cited, governed answers.
One evidence ledger
Tamper-evident lineage so audit and proof assemble themselves.
One foundation, from raw signal to defensible proof
Data flows in one direction and arrives audit-ready: a unifying data fabric, composable modules, the governed Cortex brain, and an evidence ledger that records every decision.
Data fabric
Ingests, resolves and links every source into one live customer & policy graph.
Composable modules
Eight insurance modules deploy independently yet share the same core.
Cortex brain
Governed AI reasons and acts across modules — proposing, never deciding alone.
Evidence ledger
Tamper-evident lineage turns every action into defensible, audit-ready proof.
Eight modules. One governed core.
Every module is composable — deploy one or combine all. Each shares the same data fabric, Cortex brain and evidence ledger, so coverage compounds instead of fragmenting.
Core Insurance
Underwriting, claims, policy administration and billing on a single governed insurance operating system.
Underwriting Workbench
Rate, decide and refer on one governed underwriting desktop.
Smart Claims
Every decision on the file has an author, a rule and a record.
Policy Administration
Service the book, launch products and run MGA programs on one core.
Billing & Collections
Collect every premium, settle every commission, on time.
Reinsurance
The net position, computed — not the gross book with a note attached.
Distribution & Customer
Producers, appointments, commissions and the customer master — one view of every relationship.
Analytics & AI
Actuarial analytics and the governed Cortex brain reasoning across every module with grounded, auditable answers.
AI you can put on the record.
Cortex reasons across every module — but it proposes, it never decides alone. Each answer is grounded in your governed data, cited to its sources, scored for confidence, and written to the evidence ledger. Policy controls exactly what each agent may do, so AI accelerates the work without putting your audit posture at risk.
Grounded & cited
Every answer links to the records it reasoned over — no ungrounded claims.
Policy-governed agents
Skill-agents act within explicit guardrails; humans approve consequential steps.
On the ledger
Prompts, rationale and actions are logged to a tamper-evident audit trail.
Built AI-native, not retrofitted
An illustrative, capability-framed view of where an AI-native foundation differs from established core and policy admin platforms. Your evaluation should reflect your own requirements — we are happy to map them in a demo.
| Legacy core suites | Modern policy admin | AegisNow | |
|---|---|---|---|
| AI woven into the core loop (not a bolt-on copilot) | — | — | check |
| Unified customer & policy graph across domains | Partial | — | check |
| Underwriting, claims, billing & actuarial on the same core | — | Partial | check |
| Predictive leakage & lapse signals on the live book | — | Add-on | check |
| Agentic drafting (quotes, endorsements) for human sign-off | Limited | — | check |
| Tamper-evident evidence ledger by construction | Partial | Partial | check |
| Grounded, cited AI answers with model governance | — | — | check |
| Life and P&C lines on one modern platform | check | Partial | check |
Comparison is illustrative and capability-framed; category labels describe classes of systems and are referenced for positioning only. Built for regulated insurers and aligned to SOC 2 Type II and ISO 27001 control objectives.
See your whole book run as one operation
Book a working session and we will map your lines, data sources and products onto the AegisNow platform — and show Cortex reasoning over them live.