For chief underwriting officers

Cut time-to-decision without cutting underwriting discipline.

Automated evidence ordering and AI summarisation, confidence-gated accelerated paths, a governed rating engine and facultative referrals in the flow — so clean cases decide themselves and underwriters spend their time on real risk.

AegisNowLive

Underwriting workbench

Quote-to-bind

41%

+7pts

Time to quote

6m

-22m

Loss-ratio guard

On

stable

Submissions

1,284

+19%

Bound premium · last 8 weeks

Activity

  • Cortex Priced submission SB-9921 with rationale

    now
  • Underwriter Bound 9 in-appetite risks

    5m
  • Appetite Guardrail blocked an out-of-band quote

    18m
  • Reinsurance Treaty capacity check passed

    33m

AegisNow gives underwriting leaders an AI-native workbench that automates evidence orchestration (APS, labs, Rx for Life; loss runs and exposure data for P&C), runs clean applications through confidence-gated accelerated paths, and routes complex cases to underwriters with the file pre-assembled. Rating runs from a governed engine, facultative referrals happen in the flow, and every decision carries its rationale, evidence and model version.

Who it’s for

For chief underwriting officers.

  • SOC 2 Type II / ISO 27001-aligned controls
  • One governed core across every module
  • Cortex AI proposes; a human always approves
The problem

Why this breaks today

Underwriting cycle times are dominated by waiting — for evidence to arrive, for files to be keyed, for referrals to bounce between desks. Meanwhile automation efforts stall because nobody can prove to regulators or reinsurers how an automated decision was made.

AegisNow replaces that fragmentation with one governed core — a shared data fabric, the Cortex AI brain and a tamper-evident evidence ledger — so accelerate underwriting work runs as a single, continuous, auditable operation.

The outcomes

What you get

Concrete results a buyer can expect — each tied to a capability on the governed platform.

Evidence ordered, chased and AI-summarised automatically

Confidence-gated accelerated paths for clean applications

Complex cases routed to underwriters with the file assembled

Facultative referrals with retention checks before bind

Consistent rating from one governed engine across channels

Per-decision rationale, evidence and model version on record

FAQ

Common questions, answered

What teams evaluating accelerate underwriting on AegisNow ask most.

It depends on line and evidence quality, but carriers typically start by automating the cleanest segments — simplified-issue life, low-hazard small commercial — and expand as confidence thresholds prove out. The engine reports exactly why each case did or did not qualify.

Every automated path is confidence-gated with explicit thresholds, every decision records its rationale, evidence and model version, and underwriting models are monitored for drift — so you can show a regulator or reinsurer how any case was decided.

Yes. Life paths orchestrate APS, labs, prescription and MIB data; P&C paths pull loss runs, exposure schedules and property data. Both feed the same case management and referral fabric with line-specific rules.

They route to the right underwriter by complexity and line, with the evidence already summarised into a structured brief — so human effort goes into judgement, not assembly.

Cases above retention are flagged before bind, a facultative submission pack assembles from the case file, and reinsurer responses are tracked in the same workbench.

See Accelerate Underwriting run on one governed brain

Book a working session and we'll map your role, frameworks and stack onto AegisNow — and show Cortex reasoning over them live.

Accelerate Underwriting — Decide in days what used to take weeks — without loosening the pen. | AegisNow | AegisNow Insurance