Every bind validates against authority in real time, with out-of-authority risks routed to referral
Customer story
A specialty-lines MGA writing coastal property programs
The MGA moved its programs onto Policy Administration with binding-authority agreements modelled as configuration: limits, exclusions and referral triggers enforced at bind, capacity tracked live per program, and premium and claims bordereaux generated and validated automatically from live policy and claims data.
A fast-growing MGA ran three carrier programs on spreadsheets: authority limits were checked after binding, capacity positions were a week stale, and premium and claims bordereaux took a full week to assemble each month — and still arrived with errors that strained carrier relationships at renewal.
Illustrative outcome
100%
of binds validated against authority in real time
- Policy Administration
- Underwriting Workbench
- Billing & Collections
Illustrative and capability-framed — representative of platform capability, not a verified named-customer claim.
The challenge
A fast-growing MGA ran three carrier programs on spreadsheets: authority limits were checked after binding, capacity positions were a week stale, and premium and claims bordereaux took a full week to assemble each month — and still arrived with errors that strained carrier relationships at renewal.
The solution
The MGA moved its programs onto Policy Administration with binding-authority agreements modelled as configuration: limits, exclusions and referral triggers enforced at bind, capacity tracked live per program, and premium and claims bordereaux generated and validated automatically from live policy and claims data.
The results
What changed
Illustrative, capability-framed outcomes from the modules deployed — representative of what the platform is built to deliver.
Bordereaux now generate and submit on schedule from live data, ending the month-end assembly week
Capacity utilisation is current to the minute across all programs and carriers
Carrier audits shortened dramatically — and one carrier expanded the pen at renewal
Our carriers can see a live, accurate picture of their programs whenever they want. That transparency is why the pen got bigger, not smaller.
Modules used
The platform behind the story
Each module deploys independently yet shares the same data fabric, Cortex brain and evidence ledger — explore the ones in this story.
Core Insurance
Policy Administration
Service the book, launch products and run MGA programs on one core.
Explore Policy AdministrationCore Insurance
Underwriting Workbench
Rate, decide and refer on one governed underwriting desktop.
Explore Underwriting WorkbenchCore Insurance
Billing & Collections
Collect every premium, settle every commission, on time.
Explore Billing & CollectionsSee these outcomes on your world
Book a working session and we will map your domains, data sources and frameworks onto AegisNow — and show the same story running on your data.